11One Year Cost
The payment is about two thirds of the truth.
Everything a vehicle asks of you in its first twelve months, including the two costs nobody quotes: the tyres you will eventually buy, and the value that quietly leaves the car while it sits in your driveway.
- Vehicle
- Atlas
- Cash out
- $10,938
- With depreciation
- $15,738
- Per mile
- $1.21
Your numbers
Twelve months
$15,738Payments
Twelve months at the figure you entered.
Fuel
13,000 miles at about 20 mpg and 3.25/gal.
Insurance
Your own figure, annualised.
Scheduled service
Two visits, filters and fluids.
Tyres set aside
A set amortised across its life. Nobody budgets this; everybody pays it.
Registration
Ohio plates and fees, approximate.
Depreciation
Not money you hand over — money the car stops being worth. It is the largest single cost of the first year and it never appears on a quote.
12Before vs After Ownership
What actually changes about your week.
Before
- Fuel at 22 mpg: about $1,920 a year.
- Repairs arrive without warning and without a budget.
- No factory warranty, so every noise is a decision.
- Winter mornings start with a scraper and a cold cabin.
- Whatever safety technology existed when it was built.
After
- Fuel: about $2,113 a year — a rise of $192.
- Scheduled service only, at known intervals and known prices.
- Under warranty, so a noise is an appointment, not a decision.
- Remote start and heated seats change February entirely.
- Current driver assistance on every highway mile.
Estimates generated in your browser from the figures you entered. Fuel, insurance, service and depreciation vary by driver, county, credit and vehicle condition.